Contest Rules

1. All premiums are calculated by Annualized Commissionable Premium unless otherwise noted.
2. All single premium products I.E. Single premium Life and Annuities are calculated at 2% (100,000=2,000 towards contest).
3. All promotions are for Writing Agents and must be contracted direct with American Group brokerage. GA and MGA contracts will require double credits to qualify unless otherwise noted.
4. All qualifying applications must be bank draft or annual pay.
5. All qualifying agents must place a minimum of 75% submitted business.
6. Only 1 application counts per insured unless a special exception is made.
7. Child UL's will count as 25% of an application (4 child UI's=1 paid case) on any promotion with no minimum premium required.
8. Applications will only count towards one promotion unless otherwise noted.
9. Once qualified, it is the agents responsibility to submit a validation form. Deadline is 14 days after promotion end date.
10. Life policies with annual premium less than $250 will count as 1/2 credit
11. Each $75,000 of annuity premium will count as 1 credit
12. AETNA Individual Health - Maximum application credit per family = 1 credit
13. ROYAL NEIGHBORS Med Supp Apps - 3 applications = 1 credit
14. NO CREDITS for United Health Care or any Medicare Advantage Products

Please call with any questions, (800)882-1488 or email Shane Van Loon.